stockcamel is a logic based stock list published daily so you know what stocks to invest in
stockcamel filters out the noise of the market with a robust 3 step strategy that helps answer the daunting question: what stocks should I buy today?
stocks that are undervalued on a technical and fundamental basis. low PEG ratio & positive forecasted EPS
consensus 'buy' or 'strong buy' rating among wall street analysts reporting their projections on the stock
financial and investment firms like the stock and have been buying more of it for the last 3 months. positive inflows > outflows
most recent buy signal: 03.01.2021
price at high: $182.94
most recent buy signal: 10.14.2021
price at high: $193.58
most recent buy signal: 11.03.2021
price at high: $401.50
stockcamel has completely changed how I invest. I look forward to their email daily! I can finally invest with confidence knowing the legwork is done!
I used to buy stocks based on what my friends recommended, sometimes from what the news was saying. I really like the focus list I get from stockcamel. Very clear and I get to choose, knowing they all make sense. Thank you!
The strategy speaks for itself. Simple and clear - it gives me a great starting point.
Very satisfied with the service. Super useful and helpful. It really does take the guessing out. Now I can focus on picking from a prescreened list rather than the whole market.
$5 per month, free until the beginning of the month
investing is not as complicated or overwhelming as the finance world makes it seem. the key is compounding growth.
“Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn't … pays it.” - Albert Einstein
so, lets break this down:
$1,000 per month invested over the course of 10 years with an annual compounding growth rate of 10% per year = $193,842.84 (total amount invested = $121,000)
$1,000 per month invested over the course of 20 years with an annual compounding growth rate of 10% per year = $694,027.49 (total amount invested = $241,000)
$1,000 per month invested over the course of 30 years with an annual compounding growth rate of 10% per year = $1,991,377.67 (total amount invested = $361,000)
it would take 23.35 years (or about 23 years and 4 months) with $1,000 invested consistently every month with an annual compounding growth rate of 10% to reach $1,000,223.22 (total amount invested = $281,200)
that's it, that's the secret sauce. the SPDR S&P 500 (SPY) ETF has historically produced ~10% annualized returns over the last 30 years+.
a brief aside part one : there is no guarantee that the S&P 500 will continue generating 10% returns on average for the next 30 years. however, being an investor inherently implies that you are an optimist, and you believe that people, which is what corporations are made of, will continue to be innovative and driven by their desire to grow. the S&P 500 consists of the largest 500 corporations in America, which also conduct business globally. there are plenty of other ETFs and investment vehicles both passive and active that invest in alternative asset classes, or are even more diversified, global or sector specific that can achieve a 10% growth rate going forward. the key is: risk being mitigated with time and compounding growth in an investment that provides growth, whatever you believe that is into the future.
aside part two : inflation is always a popular topic when considering investment strategies, especially long term investment options. people always want to "beat inflation". well, here's the thing, inflation is and always will be a variable. it's always there, the way currency values change and oscillate. there's nothing you can do about these macro forces, nor should they be a reason to or not to invest. we live in an economy - economies are not removed. our income and savings are all within the economy, not exclusive of the forces of the market or economy, and we are all equality involved and participating within the economy. so, when you think that 10% annualized growth is not enough, or that it should be greater in order to offset inflation - that is the same as a fish complaining about the speed or direction of the current of the ocean. inflation and currency values impact the entirety of the economy - all of it, so there is no sense in considering how to be above it, or be less impacted by these forces. for the inflation pessimists out there: my 1 million dollars 30 years from now will be worth less by just as much as your money will be in the future. the question here is who will be the millionaire?
back to our core investment strategy: compounding growth. that's the answer to the question of how to become a millionaire. not very fancy, or exciting or sexy. but that is the core of any successful investment strategy. it's your choice whether you want to be a millionaire in 20-30 years.
now, then, what's stockcamel all about when all I need to do is invest consistently? stockcamel provides you excess alpha, as we call it in finance. 75% or so of your investable assets should be invested in the manner described above - taking advantage of compounding growth. the other 25% is the more fun and exciting - sexy part of investing that the media loves to talk about and wall street loves to take pride in. what stocks should you buy today? better yet, what stocks are currently undervalued and expected to grow in the future. that's the question that stockcamel is here to answer, and hopefully help add some excess alpha to your portfolio so you can cut those 30 years down to 20 or 10 in order to reach the million dollar mark.
exercise patience. the market moves in cycles, so do not expect that immediately after investing in a stock, it will begin to move up. what is important: being invested in the appropriate stock that benefits from an expanding market, when the market does expand. if there is excessive volatility and uncertainty in the market, it may take longer for the cycle to change and the expansion phase to resume. but that's ok - volatility creates buying opportunities. we want to be buying stocks that are 'red' or on their way down, not once they've recovered.
remember our example above about investing in the S&P 500 consistently and taking advantage of compounding growth? the S&P 500 returned 0% from 2000 to 2010. that's a decade of investing, with the 2000s dot com bubble, and the 2008 great recession wiping out all returns. as compounding growth investors, this presents opportunity, where we average into the market at a lower price, which produced 13.87% annualized return (or 317% cumulatively) for the decade that followed from 2010 to 2020. this is what exercising patience means. the same applies for the stock picks on the stockcamel list.
there is no such thing as getting rich quick. don't be fooled by the few that have, the reality is, that is a very very small number of people who likely took on excessive risk - no different from the few who beat the house at a casino. investing is a process, where we have to participate actively, and consistently continue to add to our portfolios. on average people spend $260 per month on subscription services, like Amazon Prime and Netflix. we should feel just as comfortable 'subscribing' to our long term financial goals, and invest consistently and systematically. having a robust strategy that can point out opportunities in the market: quality securities poised for growth with demand and positive reviews by the professionals increases the chances for long term success. by the way, $260 invested per month for 30 years with a compounding growth rate of 10% is $517,758.20 (total amount invested = $93,860)
not every stock on the list is worth buying, some, maybe many, you will not have heard of. it won't be every day that the list changes dramatically with many new securities, but once in a while there will be some attractive names that show up - the Apple, Tesla, Google. keep an eye out and be selective. some weeks the list won't change at all - when the market moves higher often all stocks are beneficiaries and there just aren't any clear opportunities. the list is dependent on the defined formula: undervalued stocks, that are forecasted to grow, with 'buy' ratings by analysts that are being bought by investment firms. makes sense that you would want to own these stocks for the long term, right? stockcamel is here to provide a filter, weeding out the stocks that don't meet the clearly defined criteria. the rest is up to you, do your own research, but again - patience is key. the purpose of investing is to build a robust portfolio that will help you build long term wealth. think years not months.